The fastest path to funding. For traders ready to build.
$50K Builder. One day to pass. Payouts every 48 hours. A structured ladder from your first sim payout to a live brokerage account.
One account per user. Built for focus, not for stacking.
Sample only. Not all payouts shown. Updates every 4 hours.
- Account size
- $50K
- Min. to pass
- 1 day
- Payout cadence
- Every 48 hours
- Activation fee
- $0
Builder is for traders ready for a real start.
First-time prop firm traders
You've watched the videos and read the threads. You want a real shot without dropping serious money on your first plan. Builder is the easiest path to your first payout in prop.
Returning traders rebuilding
You've blown evals before. You're ready for a plan that pauses your session for the day at $1,000 down — instead of ending the account outright. The Builder DLL is a coaching mechanism, not a kill switch.
Strategy testers
Low cost. Low stakes. Real rules. Builder is the lowest-friction way to find out whether your edge holds when actual money is on the line.
We hand you a path that ends at a real live brokerage seat.
Other firms sell you a sim account. Builder sells you a ladder.
| MFFUMFFU Builder | Other Firms | |
|---|---|---|
| Activation Fee | $0 | $99 |
| Path to Live Capital | Yes — 5-payout ladder | Rarely defined |
| Pass Requirement | 1-day min, $3K target | 1-day min, similar target |
| Daily Loss Limit | $1K soft pause (account survives) | None, or hard breach |
| Drawdown Type | EOD trailing | Often intraday |
| Profit Split | 80/20 | 80/20 |
| Active Accounts | 1 per user (focus) | Multiple (dilution) |
| Min Trading Days Before First Payout | 2 | 8 |
Comparison reflects publicly available terms for low-cost one-step futures prop plans as of May 18, 2026. Plan details subject to change.
Four reasons Builder is a serious starter plan.
PRICING
A real evaluation. At a real entry price
Builder is the lowest-cost plan we offer — and there's no activation fee waiting after you pass. Some competing one-step firms quietly add $99 to $149 to unlock the funded account. We don't. The price you see is the price you pay.
SPEED
Hit the target. Take the seat. Tomorrow.
The Builder evaluation has a one-day minimum. Hit the $3,000 profit target, stay under the $2,000 drawdown, and you're in the funded stage the next session. Most low-cost one-step plans require eight days of trading before your first payout — Builder gets you trading sooner.
THE BUILDER DIFFERENCE
Five payouts. Up to $2,000 each. Then live capital.
Most starter plans hand you a sim account and leave you there indefinitely. Builder is different. Every payout is a rung. The fifth rung is a real live brokerage account at Blue Row Capital — daily payouts, real money, no consistency rule.
CADENCE
Pass in a day. Get paid in two.
Once you're funded, Builder pays every 48 hours — as soon as you've hit 2 qualifying days and cleared the buffer. Most plans make you wait weeks for your first payout. Builder keeps money moving from your first funded session onward.
Every payout is a rung on the ladder.
Builder is the only MFFU plan with a defined climb from first payout to a real live brokerage seat. Here's the path.
- Up to 5 payouts
- Payouts every 48 hours
- Real brokerage account
Evaluate
Hit $3,000 profit in 1+ day under the drawdown
Sim Funded — Payout #1
Up to $2,000 (with $500 minimum)
Sim Funded — Payout #2
Up to $2,000
Sim Funded — Payout #3
Up to $2,000
Sim Funded — Payout #4
Up to $2,000
Sim Funded — Payout #5
Up to $2,000 — final sim payout
- REAL CAPITAL
Live Funded
Real capital. Real broker. Daily payouts. No consistency rule.
Three stages. One clear path.
Evaluate
Hit $3,000 across at least one trading day. Stay under the $2,000 drawdown. Builder evaluations have a one-day minimum.
Sim Funded
Trade up to five payout cycles. Each payout is between $500 and $2,000, with a 50% consistency rule applied at the payout stage. Five clean payouts triggers the live transition.
Live Funded
Real capital. Real broker. Daily payouts. 80/20 split. No consistency rule. Underwritten by Blue Row Capital.
All the rules. In one place.
Nothing buried. Nothing in the fine print. The Builder plan in full.
| Rule | Builder — Default | Builder — Add-On |
|---|---|---|
| Starting Balance | $50,000 | $50,000 |
| Profit Target | $3,000 | $3,000 |
| Max Loss (EOD Trailing) | $2,000 | $1,500 |
| Starting Floor | $48,000 | $48,500 |
| Daily Loss Limit | $1,000 – soft pause | $1,000 – soft pause |
| Max Contracts | 4 Minis / 40 Micros | 4 Minis / 40 Micros |
| Consistency Rule | None | None |
| Min Trading Days | 1 Day | 1 Day |
| News Trading | Allowed | Allowed |
| Drawdown Model | EOD Trailing | EOD Trailing |
| Starting Balance | $0 | $0 |
| Max EOD Drawdown (MLL) | $2,000 | $1,500 |
| Starting Minimum Balance | -$2,000 | -$1,500 |
| Daily Loss Limit | $1,000 – soft pause | $1,000 – soft pause |
| Max Contracts | 4 Minis / 40 Micros | 4 Minis / 40 Micros |
| Active Accounts Allowed | 1 Builder Account per user | 1 Builder Account per user |
| Inactivity Rule | 7 Calendar Days | 7 Calendar Days |
| News Trading | Allowed | Allowed |
| Profit Split | 80/20 | 80/20 |
| Consistency Rule | 50% | 50% |
| Minimum Qualifying Days / Cycle | 2 Days | 2 Days |
| Net Profit Required (First Payout) | $500 above buffer | $500 above buffer |
| Net Profit Required (Subsequent Payouts) | $500 since last payout | $500 since last payout |
| Minimum Payout Amount | $500 | $500 |
| Maximum Payout Per Cycle | $2,000 | $2,000 |
| Buffer (Must Be Cleared to Request) | $2,100 | $1,600 |
| Max Sim Payouts | 5 Payouts | 5 Payouts |
| Promotion Trigger | After 5th approved sim payout | After 5th approved sim payout |
| Live Account Drawdown | $2,000 EOD Trailing | $1,500 EOD Trailing |
| Max Loss Limit | Static once MLL reaches $0 | Static once MLL reaches $0 |
| Profit Split (Live) | 80/20 | 80/20 |
| Live Payout Cycle | Daily | Daily |
| Daily Loss Limit (Live) | $1,000 | $1,000 |
| Consistency Rule (Live) | None | None |
| Max Live Accounts | 1 | 1 |
EVALUATION RULES
Starting Balance
Profit Target
Max Loss (EOD Trailing)
Starting Floor
Daily Loss Limit
Max Contracts
Consistency Rule
Min Trading Days
News Trading
Drawdown Model
SIM-FUNDED
Starting Balance
Max EOD Drawdown (MLL)
Starting Minimum Balance
Daily Loss Limit
Max Contracts
Active Accounts Allowed
Inactivity Rule
News Trading
PAYOUTS
Profit Split
Consistency Rule
Minimum Qualifying Days / Cycle
Net Profit Required (First Payout)
Net Profit Required (Subsequent Payouts)
Minimum Payout Amount
Maximum Payout Per Cycle
Buffer (Must Be Cleared to Request)
Max Sim Payouts
LIVE TRANSITION
Promotion Trigger
Live Account Drawdown
Max Loss Limit
Profit Split (Live)
Live Payout Cycle
Daily Loss Limit (Live)
Consistency Rule (Live)
Max Live Accounts
Find us where traders are talking, learning, and leveling up
A starter plan with a finish line.
$50K. One day to pass. Five payouts to live capital.